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Money In Ukraine

Currency And Exchange Rate
The Ukrainian national currency is Hryvnia (UAH). Hryvnia is in circulation since September 2, 1996, and replaced the previous temporary currency - kupono-karbovanets (coupons). The word Hryvnia comes from the Kievan Rus times (approx. XI century), and means a silver ingot of 160 - 200g. Nowadays Hryvnias are banknotes (1, 2, 5, 10, 20, 50, 100, 200, 500 hrn) or coins (1 hrn).

One hryvna = 100 kopecks.

You can see the current official exchange rate of Ukrainian National Bank here:
Cash Exchange

Money can be exchanged at banks, exchange desks at hotels, shops or licensed exchange windows. Passport is not required for exchange operations. Exchange rate might differ from the official NBU rate.

USD and EURO are the most popular currencies in exchange booths. Other currencies are more difficult to exchange and have lower rates due to minor circulation in Ukraine.

Payment Cards And Travelers' Checks
VISA, MasterCard / EuroCard are accepted widely in major hotels, restaurants, casinos and stores. Owners of American Express, Dinners may experience problems when using their cards even in regional centers and Ukraine capital.

Credit cards can be cached in ATMs. Most of Ukrainian ATMs provide the local currency only. Traveler's checks and credit cards can be cashed less out of a bank fee (which is 1-4% of the amount) at the majority of banks.

Most popular in Ukraine Travelers checks are Thomas Cook and Visa, but be aware - the traveler checks are NOT ACCEPTED for payments in Ukraine. You would need to visit a bank first and cash the check there. The procedure is quite time-consuming in general. Checks are accepted from check owners only. You will be asked to present a receipt of check's purchase and your passport.


The Ukraine is a beautiful and fascinating country, but also a difficult one to get around in without local knowledge, especially of the language. It is also one of the very few places I have visited where people are uniformly polite and friendly with visitors and where virtually no one tried to rip me off. Fantastic.
Tanya and Igor worked tirelessly to give me the holiday I wanted at the price (not exorbitant) that I wanted to pay and always with a rare charm and personal attention. I spent two weeks in Odessa staying in a private, rented apartment and I had a brilliant time. It's a wonderful, beautiful and vibrant city. Catch it now, before the package tourist hordes discover it. I arranged and paid for it all by e-mail through Unipress and it was the easiest to arrange and best organised trip I've had in a very long time.

Robert Shaw UK

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